Ask an Account Handler – your frequently asked questions, answered
Over the past 25 years advising our clients on their insurance policies, we’ve helped to answer a variety of questions. In that time, we’ve found that some seem to pop
Our expert team is always ahead of the curve in terms of what is happening in our industry and how we can get involved. Check out our latest news, insight and advice and keep up to date with everything that is going on here at Lumley Insurance.
Over the past 25 years advising our clients on their insurance policies, we’ve helped to answer a variety of questions. In that time, we’ve found that some seem to pop
Listed properties – what are your obligations when it comes to repairing them? Did you know that if your listed property is damaged, you are still subject to the same
Moving House? Check Insurance off your list! For most people buying a new home is an exciting time, but it rarely happens without a certain amount of stress. Amongst all
Planning home improvements is an exciting, if stressful, time. Many of us are guilty of being too blinded by the image of the final result to remember that it first
During the exciting and no doubt stressful time of setting up a new business, purchasing the proper insurance is often overlooked until the last minute. Our Commercial Manager, Tim Davies,
Your home should always be insured for the total amount it would cost to rebuild it from scratch. However, fewer than one in ten household properties in the UK are
Here at Lumley, we believe that the true value of your insurance policy is not discovered until you need to make a claim, and when you do, you want to
The word subsidence can fill many of us with dread. This however does not need to be the case when we understand what it is and how it can be
Here at Lumley, we believe that the true value of your insurance policy is not discovered until you need to make a claim. We and the providers we deal with
We all know it’s a sensible precaution to insure our homes and precious possessions to ensure they are protected in the event of the unforeseen. Naturally, we hope that we
In 2004 our Chairman, John Lumley, went blackberry picking with his family at his mother’s house in the country. Having picked more than they could possibly eat, he asked around
Over the past 25 years advising our clients on their insurance policies, we’ve helped to answer a variety of questions. In that time, we’ve found that some seem to pop
It is no secret that the past year has been a new experience for us all, striving to carry on with business as usual whilst having to adapt to a
Our Commercial Manager, Tim Davies, shares his thoughts on how Covid-19 has affected businesses, and how this ‘new normal’ may continue to affect business insurance in the future. When Lockdown
Remember the storms in February 2020? They caused some serious upheaval and upsetting losses for many of us, including our clients. Thankfully our experienced team was on hand throughout to
Autumn is a beautiful time of year. Those cold, crisp mornings, the reds and golds of the trees and the crunch of leaves underfoot. But Autumn is no time to
Whether you own a small holding, farm or estate, we understand that all agricultural properties present their own unique requirements in terms of insurance needs. Don’t be left uninsured! In
When reviewing your insurance policy for the year, you may have been asked to provide valuations for some of your higher value items. As a broker, we’re often asked why
The sun and warmth is always a welcome sight and, as it’s often short-lived in our green and pleasant land, we certainly don’t want to put a dampener on it.
Properties that are split into flats are unique buildings. They are a collection of people’s homes, but unlike a freehold house the nature of their set up creates joint responsibilities
As an experienced, independent broker, we at Lumley Insurance have been advising our clients on their insurance policies for over 25 years. In that time, we’ve found that some questions
As an established professional broker we are often asked “Why should I use Lumley Insurance over going direct to the insurer?”. Read on to discover a few of the reasons
Statistics show that the take up of Cyber Insurance among small or medium sized enterprise is still very low, despite the widespread coverage in the press about the danger to
With the continuous innovation of modern day technologies, we now live in a fast moving, highly convenient world where technology goes hand-in-hand with our every day lives. One of the fastest
Now the festive period is over, you may already be digging out your ski equipment and eager to hit the slopes in Chamonix or St Moritz. But before you head
With Christmas fast approaching, many of us have our heads full of presents, Christmas shopping and entertaining relatives. But whether we are shopping for the latest smartphone, jewellery or perhaps
Here at Lumley, we are proud to offer opportunities for young people and those new to the insurance industry by fostering an environment catered to learning and support. Our very
If you are holding a local firework display – at a school, sports club, village green and the like – it is important to responsibly plan for the event to
Halloween can be traced back as far as the ancient festival of Samhain when, on the 31st of October, the ghosts of the dead would revisit the mortal world. To
We understand the distress caused if your home is damaged by water, and this type of claim is at its peak during these winter months. Heavy downpours and melting snow
When buying an insurance policy for your home, it’s vital that you insure it for the correct amount. With over a third of people basing their sum insured on purchase
For most people buying a new home is an exciting time, but it rarely happens without a certain amount of stress. Amongst all the other things to think about, arranging
Listed properties – what are your obligations when it comes to repairing them? Did you know that if your listed property is damaged, you are still subject to the same
Buying a second home in your favourite holiday location is not only an aspiration shared by most, but a significant investment as well. Before you sign the deeds and pack
With the weather finally brightening up, are you planning on opening your gardens for a summer fete, charity event or Garden Scheme? Read on for expert advice on what you
We are all well aware of the law when it comes to insuring our vehicles, and when renewal comes around each year, it’s easy to simply continue with your policy
Lumley Insurance is the largest family-owned private client specialist insurance broker in the UK. We pride ourselves on providing an exceptional level of personal service to all of our clients. Whatever your insurance requirements, we can arrange comprehensive, competitive cover tailored to suit your needs. Call us now on 01285 885885 or contact us online.