Business Travel Insurance for Individuals or Groups

Business Travel Insurance is a necessity for all businesses who’s employees travel overseas on company business as, unfortunately, unexpected events can (and do!) happen; flights and accommodation could be cancelled by your provider, illness could strike your employees, or their baggage or other belongings could go missing. Unexpected negative events can make any business travel a stressful experience – both for the staff at home and abroad - but knowing that your employees are appropriately covered by Travel Insurance for all potential eventualities, and that your policy is in the hands of an experienced and professional team of experts can really help to bring added peace of mind.

Comprehensive cover and support for travelling employees can include support with:

  • Medical expenses

  • 24/7 medical and security assistance

  • Repatriation costs

  • Lost business equipment, personal belongings and money

  • Disruption benefits including cancellation and curtailment

  • Personal liability


All of the business insurance products that Lumley Insurance Limited offer can be tailored to your specific business and unique needs, and should help to bring business owners greater peace of mind should the worst ever happen to, or within, their business. Lumley Insurance works hard to ensure that all businesses are adequately covered by appropriate and comprehensive insurance policies and use the extensive knowledge and experience gained from the last four generations working within the High-Value Insurance industry to ensure our customers always receive the very highest quality cover and customer care.

If an employee dies or is injured whilst in employment, through no negligence of the employer, there may be nothing to offer their family other than sympathy.

Group Personal Accident insurance policies provide lump sums to employees and their families in the event of permanent disability or death following an accident. In the event of temporary injury, a weekly benefit is payable. Cover can be on a 24/7 basis i.e not just while employees are at work, and also cover the Directors of the company.

The cover can be funded by the employer, or the employees can pay into a scheme or a combination of both. Whatever way, a lot of cover can be provided for a very small contribution per month.

If any employees or directors require business travel insurance, cover is available for illness and travel disruption, including emergency medical expenses, repatriation and liability to others.