Insurance you can trust

Many insurance policies look similar on paper. The real difference becomes clear when you need to make a claim.

At Lumley, we specialise in protecting high-value homes, possessions and property portfolios. We take the time to understand your risks and give you the confidence that you’re properly protected and prepared, if the unexpected happens.

Let's start with a conversation

Whether you’re arranging insurance for a new home or reviewing your existing cover, we’ll start with a conversation about your property, your lifestyle and the things you value.

Leave your details below and one of our team will be in touch shortly.

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Why choose Lumley?

Many higher-value homes are unintentionally underinsured

From period properties and listed buildings to architect-designed homes and valuable possessions, we take the time to understand exactly what you’re protecting. That helps ensure your cover reflects reality, not assumptions, reducing the risk of underinsurance before you ever need to make a claim.

If you do need to claim, we’ll be by your side from start to finish, making the process as straightforward and stress-free as possible.

“My claim advisers were very helpful and supportive throughout the claim process. They knew how traumatic a fire could be and went the extra mile to advise, steering me in the right direction to work with the surveyor and refurbishment teams. I am indebted to them for their invaluable assistance.”

 

Miss L Client since 2019

What our clients say

We’re proud of the long-term relationships we build with private clients and the trust they place in us to protect what matters most. Here’s what some of them have to say.

What we can help you protect

Sprawling country house set in beautiful gardens with a pond

Homes and contents

Country cottage

Listed and heritage properties

A lake-side holiday destination

Holiday and second homes

A regency style house

Landlords and property owners

A Ming-style vase

Fine art and jewelry collections

A row of shops on an Edinburgh street

Commercial property and businesses

Why clients trust Lumley

Specialist

We specialise in insurance for high-value homes, heritage properties and luxury assets. We understand the increasingly diverse and sophisticated needs of our clients, and work closely with our unrivalled panel of high-net-worth insurers. This ensures your cover is thoughtfully arranged and that you are well supported should you need to make a claim.

Trusted

We earn trust and loyalty. This is reflected in feedback from clients, many of whom have been with us for decades. They stay because we know our market inside-out and we invest time in getting to know them and their insurance needs. Every member of our team is committed to delivering truly personal service, whether you’re requesting a quote, renewing a policy or making a claim

Independent

As an independent, family-owned business, we’re not tied to any one insurer. We’re proud of our reputation for investing in relationships with our insurers, their claims teams and loss adjusters. This gives us the freedom to recommend cover that matches your specific needs and lifestyle, and provide the very best support if you need to claim.

Our expert team

John sitting at his desk

Lumley is a family-owned, independent insurance broker built on experience, long-standing relationships and personal service. Over decades, we’ve built a reputation as a trusted broker to private clients who need to know their high-value homes and possessions are properly insured.

Already have insurance?

Many of our clients come to us for a second opinion.

If you’d like to review your current arrangements or discuss your insurance needs, we’d be happy to help.