Insurance that stands up when you need it most

We are the specialist insurance broker for private clients with high-value homes and luxury assets.

Our family-led team will make sure you have the right protection in place, so if you ever need to make a claim, you’ll have the cover and support you need when it matters most.

Get in touch

Whether you’re looking for cover for a listed cottage, a family home or a property with valuable contents, we’re here to help.

Complete the form below and one of our experienced team will be in touch to discuss your requirements and arrange insurance that’s tailored to your home and the things you value most.

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Why Lumley

Specialist

We specialise in insurance for high-value homes, heritage properties and luxury assets. We understand the increasingly diverse and sophisticated needs of our clients, and work closely with our unrivalled panel of high-net-worth insurers. This ensures your cover is thoughtfully arranged and that you are well supported should you need to make a claim.

Trusted

We earn trust and loyalty. This is reflected in feedback from clients, many of whom have been with us for decades. They stay because we know our market inside-out and we invest time in getting to know them and their insurance needs. Every member of our team is committed to delivering truly personal service, whether you’re requesting a quote, renewing a policy or making a claim

Independent

As an independent, family-owned business, we’re not tied to any one insurer. We’re proud of our reputation for investing in relationships with our insurers, their claims teams and loss adjusters. This gives us the freedom to recommend cover that matches your specific needs and lifestyle, and provide the very best support if you need to claim.

Homes, possessions and more

At Lumley, we insure your home, contents and other valuable assets. Our team of experts is on hand for any questions, and ready to help you protect anything, from antiques and art to the family jewellery.

Sprawling country house set in beautiful gardens with a pond

Homes and contents

A Ming-style vase

Fine art and collections

Woman with beautiful antique ring

Jewellery and watches

A farm and estate with grazing horses

Farms and estates

A lake-side holiday destination

Travel insurance

London terrace with scaffolding across the frontage

Building works

A classic car driving on a Cotswold country road

High-value and prestige vehicles

Sun-soaked garden with a rattan chair and sun hat

Holiday and second homes

A regency style house

Unoccupied properties

Country cottage

Listed and heritage properties

Exceptional protection starts with the right expertise

Alongside access to specialist insurers, we work with a trusted network of valuers, security consultants, restoration specialists and other carefully selected advisers. This allows us to support clients with the bespoke considerations that come with owning valuable homes, possessions and assets.

It’s a joined-up approach designed to provide confidence, minimise risk, and ensure the right support is available whenever it’s needed.

What our clients say

We’re proud of the long-term relationships we build with private clients and the trust they place in us to protect what matters most. Here’s what some of them have to say.

Our expert team

Our family-led team has been looking after clients for more than 30 years. Based in Cirencester and London, we combine specialist insurance expertise with a personal approach that’s built on long-term relationships. Every client has a dedicated point of contact, backed by an experienced claims team that’s there to provide support when it matters most.

Contact us