Fine Art, Antiques & Collectibles Insurance

Fine Art and Antique collections are the staple of a truly discerning high net worth individual. We understand that our clients’ collections and interests are as unique as each of our clients themselves. All of our household policies provide sections of cover specifically tailored to fine art and collections such as:

  • Paintings

  • Antique furniture

  • Sculptures

  • Rugs and tapestries

  • Gold and silver

  • Clocks

  • Books

  • Stamps

  • Wine

  • Other memorabilia

Cover is arranged on an all risks, worldwide basis, this means that your prized possessions are protected no matter where they are in the world.  If you are purchasing a valuable piece of art from overseas, this it is not a problem; not only is cover for new purchases provided immediately (subject, of course, to you informing us in due time), our insurers will cover items whilst in transit; so you can rest assured that your interests are protected from the start.

Our high value insurance policies provide cover specifically tailored to fine art, antiques and collections such as: defective title, items on loan, death of artist and market appreciation, to name a few.

Should you have a particularly large collection, perhaps stored at various locations or on display in an office or exhibition, we are also able to arrange policies solely to accommodate this cover separately to your main household insurance.

It is important to be certain that your items and collections are correctly insured and it is recommended that valuations are undertaken every 3-5 years in order to ensure your treasured items are covered for the correct values taking into account fluctuations in buying markets.

Your account executive at Lumley will keep track of your valuations over the years and be on hand to advise when it may be worth considering an update. We have established relationships with independent local and national valuers who we can recommend to conduct full contents validations and inventories, or to value single items.