Landlords’ Residential Insurance

Deciding on an insurance policy for your rental properties is a big decision. We can help you protect your residential property portfolio with flexible cover to meet your needs.  

Specialist Landlords’ Residential Insurance

Landlords’ residential insurance provides buildings and contents cover for properties that are let to residential tenants. Whether you own the residential properties outright or they are buy-to-let investments, residential landlord insurance will help you protect your property against a host of common risks.  

If you let a residential property to tenants, a standard home insurance policy is unlikely to provide the cover against all the potential risks, such as malicious damage by tenants or loss of rental income as a result of a claim.

Landlords’ residential insurance provides a wide range of cover, including buildings insurance, contents insurance, landlord liability, loss of rent, cost of eviction and alternative accommodation, to mitigate the risks associated with renting your property out to a third party.

If you have multiple properties, they can be insured on a single landlord portfolio policy, allowing you to keep all your properties covered with the same renewal date to cut down on hassle and paperwork.

What is Landlords’ Residential Insurance?

Rental properties come in many shapes and sizes, so getting the right cover in place is essential. Tenants present risks and landlord insurance protects your rental properties with specific cover, from contents insurance to alternative accommodation. Many home insurance policies do not cover buy-to-let or rental property. If you own and let out the following types of property, you will need landlords’ residential insurance:

About Landlords’ Residential Insurance

Residential landlord insurance can protect your rental properties against many risks. You can also add landlord contents insurance to cover any items you supply to your tenants. Cover can be arranged for:

We use the extensive knowledge and experience gained from generations working within the insurance industry to ensure our customers always receive the very highest quality cover and customer care. We can help ensure you are aware of your risks and obligations and have the right policies in place to protect all your residential property portfolio for ultimate peace of mind. 

Why Lumley?

At Lumley Insurance, we are passionate about helping you protect your commercial assets and interests. 

While arranging commercial insurance can be complex, we try to keep things simple to give you advice you can rely on, backed by exceptional levels of customer service and discretion.

We have developed longstanding relationships with a trusted panel of market-leading insurers. This means we have access to the best commercial insurance products for discerning and distinguished clients and direct access to senior personnel in the event of a claim to make the entire process as pain-free as possible.

Whatever your commercial insurance needs, we will be there to represent and reassure you at every stage of the journey, from taking out the right policy to making a claim, to guarantee protection and peace of mind.

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