Listed Properties

With extensive experience of arranging insurance for listed buildings or conservation area properties, we can ensure you are covered no matter how specialist your needs are.

Insurance for Listed Buildings

Owning a listed building or conservation area property is a privilege and pleasure. However, it also carries its own set of unique challenges, risks and responsibilities. Only buildings that represent historical or architectural significance are granted listed status.

As the owner of such a property, we understand the duty to ensure your little piece of British heritage is adequately protected can weigh heavily, which is why you need to be sure that suitable insurance is in place. 

When insuring a listed home or conservation area property, it is vital to consider the obligations in place to reinstate the building to its original condition in the event of damage. Ensuring sufficient cover, sourcing original, non-standard materials, and appointing contractors sympathetic to and knowledgeable in maintaining historic buildings can add to the repair cost.

Timescales of repair are longer due to structural work or changes being subject to rigorous permissions and consents. Therefore, your listed building insurance policy should also be able to cover your costs should you have to vacate the property.

What are Listed or Conservation Area Properties?

Listed properties are of historical or architectural importance. While most date from the medieval period to the 1930s, some significant modern buildings are listed. 

Buildings with this level of interest are registered on the Statutory List of Buildings of Special Architectural or Historic Interest. To check whether your building is listed, search the National Heritage List, or contact your local authority.

Conservation areas, meanwhile, exist to protect the architectural and historical features that make a place distinctive and unique. Properties in these areas are subject to more stringent planning controls and considerations to protect the elements which make the place special.

For both types of property, you are likely to need specialised insurance to cover these specific requirements.

Specialist Listed Building and Conservation Property Insurance

Through years of assisting clients with insuring listed properties, Lumley Insurance has gathered a keen understanding of the unique circumstances and requirements that can arise from owning such a home. 

We work closely with a select group of insurers who specialise in providing policies tailored towards insuring listed and historical buildings. They can arrange for expert surveyors and valuers to visit your property and ensure that all aspects have been adequately considered before creating an insurance policy that meets your needs.

Dedicated claims teams can provide practical guidance on the best ways to proceed in the event of a claim. We provide discreet and trusted advice to help you find the right solution to protect your listed home or conservation area property.

Why Lumley?

At Lumley Insurance, we are passionate about helping you protect your world and everything in it.

While insurance can be complex, we try to keep things simple to give you advice you can rely on, backed by exceptional levels of customer service and discretion.

We have developed longstanding relationships with a trusted panel of market-leading insurers. This means we have access to the best insurance products for discerning and distinguished clients and direct access to senior personnel in the event of a claim to make the entire process as pain-free as possible.

Whatever your insurance needs, we will be there to represent and reassure you at every stage of the journey, from taking out the right policy to making a claim, to guarantee protection and peace of mind.

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