Insurance for Small and Medium-Sized Businesses

If you own or run a small or medium-sized business, we can offer protection and peace of mind for all your hard work.

Specialist Small and Medium-Sized Business Insurance

When you have worked hard to build a successful business, we understand you will want to do all you can to protect it.

Whether you run a small or micro-business or a mid-sized enterprise, we can arrange the insurance cover you need to protect your interests and keep things running smoothly, so you can focus on driving it forward.

From sole traders, freelancers and contractors to limited companies and limited liability partnerships, anyone who provides products, expertise, skills or advice to clients needs adequate insurance in place.

Our tailored business insurance will protect yourself, your people, your business assets and your reputation so you can continue to thrive.

We can arrange flexible policies to suit a wide range of businesses – from offices to retail and hospitality, which can scale as you grow to meet your business needs, both now and in the future.

What is Small and Medium-Sized Business Insurance?

A standard package policy for many small businesses, particularly shops and offices, will suit your requirements. These policies are designed to automatically include all the usual cover required for small and medium-sized businesses, including:

The simplified rating structure enables small businesses to purchase flexible cover at competitive premiums. If your needs are more complex, we can also arrange more in-depth, comprehensive or specialist insurance, including commercial legal protection and industry-specific extras such as refrigerated food and or loss of licence indemnity.

Small and Medium-Sized Business Insurance Tailored to Your Needs

It is essential for all businesses to take out appropriate insurance. Small businesses in particular can be vulnerable to potential risks and unforeseen events that could lead to health and safety issues, damaged or stolen stock and loss of income. A wide range of specific insurance policies are available to help businesses protect what is most important to them.

Inadequate insurance can be devastating in the event of a loss or catastrophe such as a fire, and it is essential the correct covers are in place, and the sums insured are suitable. Make sure you are covered. 

Our expert team has vast experience arranging insurance for a wide range of small and medium-sized businesses. We can help ensure you are aware of your risks and obligations and have the right policies in place to protect your commercial interests.

Why Lumley?

At Lumley Insurance, we are passionate about helping you protect your commercial assets and interests. 

While arranging commercial insurance can be complex, we try to keep things simple to give you advice you can rely on, backed by exceptional levels of customer service and discretion.

We have developed longstanding relationships with a trusted panel of market-leading insurers. This means we have access to the best commercial insurance products for discerning and distinguished clients and direct access to senior personnel in the event of a claim to make the entire process as pain-free as possible.

Whatever your commercial insurance needs, we will be there to represent and reassure you at every stage of the journey, from taking out the right policy to making a claim, to guarantee protection and peace of mind.

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